How It Works

Start earning and saving with Loyio today! 🚀

For Customers: Earn Cashback in 5 Easy Steps

Loyio replaces stamp cards and points systems with instant cashback! Earn rewards straight into your Loyio wallet when you shop, and then spend them only at the same merchant, keeping your loyalty truly rewarding.
1. Create an Account

Getting started is quick and free! Download the Loyio app and sign up with your email account. Once registered, you’ll have access to a variety of merchants offering cashback rewards.

2. Make a Purchase

Shop at any Loyio partner store and complete your purchase as you normally would. There’s no extra step or additional fee; simply buy what you need.

3. Scan the QR Code

After your purchase, the merchant will provide a Loyio QR code. Open the Loyio app and scan the code to confirm your transaction. This step ensures you receive your cashback instantly.

4. Earn Cashback Instantly

Once the QR code is scanned, your cashback reward is immediately credited to your Loyio wallet. No waiting period, no complicated points system—just real cashback added to your account.

5. Save or Spend Your Cashback

You have full control over how you use your rewards:
✅ Use it for future purchases at the same merchant.
✅ Save it in your Loyio wallet for bigger savings.


Start earning cashback effortlessly with every purchase!

For Merchants: Grow Your Business with Loyio

Loyio replaces outdated stamp cards and points systems with a smarter cashback solution! Set your own rewards, give customers instant cashback into their Loyio wallet, and ensure they spend it only at your store, keeping them loyal and coming back.
1. Sign Up and Register as a Merchant

Joining Loyio is simple! Download the app, register your business on our platform and set up your profile. You can then take out a subscription starting from R199 per month. Note that the first 3 months are free to trial the app and you can unsubscribe at any time. Start offering cashback rewards to customers.

2. Offer Cashback Incentives

Customize your cashback offers based on your business strategy. Whether you want to reward first-time buyers or encourage repeat purchases, Loyio lets you tailor your incentives.

3. Display Your QR Code

Each merchant receives a unique QR code that customers scan after making a purchase. Simply display your QR code at checkout, and let Loyio handle the rest.

4. Track Transactions & Insights

Loyio provides real-time analytics so you can monitor customer activity, track cashback claims, and adjust your offers accordingly. Gain valuable insights into customer spending habits to optimize your business strategy.

5. Boost Sales & Customer Loyalty

With Loyio, you turn every transaction into a rewarding experience, encouraging repeat visits and long-term customer relationships. Increased engagement means higher sales and a loyal customer base!

6. Manage Multiple Tills or Staff

Easily add multiple tills or staff members to your main merchant account at no additional cost. This allows you to seamlessly offer Loyio rewards across multiple devices and employees, ensuring a smooth and consistent experience for your customers.